PLANNING Your Retirement Income
Your Income Planning Team
Robert Klein, CPA, PFS, CFP®, RICP®, CLTC, MBA, MST
Retirement Income Planner
Investment Advisor Representative of Retirement Income Center, a Registered Investment Advisor
California Insurance License #0708321
Robert Klein is the founder and President of Retirement Income Center, a Registered Investment Advisor, located in Newport Beach, California. Bob founded the firm in 2012 in order to promote his specialization and expertise in retirement income planning.
Bob was previously the founder and President of Financial Design Center from 1998 to 2011.
Bob is also the sole proprietor of Robert Klein, CPA which he founded in 1989. Prior to starting his CPA firm, Bob worked for national and local CPA and financial planning firms in New York, New Jersey, and California beginning in 1980.
Bob is also the publisher and author of Retirement Income VisionsTM (www.RetirementIncomeVisions.com), a blog that has been published since August, 2009. The blog features innovative strategies for creating and optimizing retirement income.
A talented writer, Bob's professional portfolio also includes Financially InKlein'dTM, Robert Klein, CPA's newsletter, and all of the copy for Retirement Income Center's website.
Bob has been quoted, and his expertise featured, in various publications, including The Wall Street Journal, MarketWatch, Yahoo! Personal Finance, InvestmentNews, Financial Advisor Magazine, AnnuityNews, Bankrate.com, Wells Fargo Small Business Roundup Newsletter, and Wealth Manager Magazine.
Along with his niche in retirement income planning, Bob has been recognized for his expertise in financial independence planning, management and protection for high net worth individuals and families. He was named a FIVE STAR Wealth Manager in the Orange County, California area in 2009 and 2010.
Bob is a member of Advisor Products Inc.'s Editorial Advisory Board. The Board includes 14 of the nation's leading financial advisors. The board suggests story ideas and provides information about financial topics. It also reviews all stories for technical accuracy as part of a rigorous editorial review process.
After obtaining his CPA designation in 1982, Bob was awarded the CERTIFIED FINANCIAL PLANNERTM designation in 1986 and the American Institute of Certified Public Accountants' Personal Financial Specialist (PFS) designation in 1995.
A glutton for punishment, Bob followed these three designations with Certified in Long-Term Care (CLTC) in 2006. Bob was awarded the Retirement Income Certified Professional® (RICP®) designation through The American College in 2013. Bob was one of the first recipients of this designation.
A New Jersey native, Bob's formal education includes a B.A. in Economics from Rutgers College in 1978 and an MBA in Accounting from Rutgers Graduate School of Management in 1980. Bob also received an M.S. in Taxation (MST) from Golden Gate University in 1993.
Bob is a member of the Financial Planning Association (FPA), American Institute of Certified Public Accountants (AICPA), AICPA Personal Financial Planning Division, California Society of CPA's, and The Corporation for Long-Term Care Certification, Inc.
Bob's personal accomplishments include completion of the 1982 and 1984 New York City Marathons and the 2006 Orange County, California Half Marathon.
Bob lives in Laguna Niguel, California with his wife, Nira. Bob's son, Josh, is attending college in southern California. When Bob isn't designing and monitoring retirement income planning strategies for his clients, writing Retirement Income VisionsTM blog posts and his Wall Street Journal Market Watch RetireMentors column, and doing continuing education to maintain his various licenses and credentials, he enjoys activities with his family, including walking on the beach, golf, skiing, swimming, working out, and traveling.
Bob also loves music, including playing the piano and guitar, both self-taught. Finally, Bob devotes a fair amount of time to his interest in genealogy.
Diane Keuning joined Retirement Income Planning Center in 2008. In her position as Retirement Income Planning Services Coordinator, Diane is responsible for administration of the planning, management, and protection activities of the firm.
Diane grew up in Torrance and graduated from Torrance High School. She has previous work experience as a secretary and office manager.
Diane is married and lives with her husband, Bart, and daughter, Kelsey, in Mission Viejo. When she isn't working, Diane spends time with her family. They prefer outdoor activities, including walking, camping, and traveling. Diane also works with the local girl scouts and enjoys jogging.
Retirement Income System
After personally using, or demoing, all of the high-end professional financial planning software over many years, in 2007, Robert Klein chose the eMoney 360 Pro system as Financial Design Center's financial planning and wealth management system. Retirement Income Center, Financial Design Center's successor, adopted eMoney Advisor as its Retirement Income System.
Bob's long-term pursuit of a comprehensive, real time planning system that was easy-to-use for Bob's clients and himself was similar to the experience of Edmond Walters, eMoney Advisors' founder. As a financial advisor to families across America, in the late 1990's Edmond sought ways to update client accounts more efficiently and revise their plans more judiciously as life unfolded. He couldn't, however, find any suitable software to help him become the kind of resourceful advocate he wanted to be for his clients.
eMoney Advisor grew out of Edmond's obsession to meet his clients' spoken and unspoken needs in a timely and efficient fashion. It was designed for dual masters: both advisors and clients. From its inception, eMoney was resolute in its mission to become the technology instrument that not only strengthens the advisor/client relationship, but also promotes the development of sound strategies for achieving short- and long-term financial goals.
Today, eMoney consolidates hundreds of billions of dollars in assets for hundreds of thousands of clients. Holdings are actively being updated from 1,900 financial institutions nightly, and the system plays a major role in the life of firms in three countries and all fifty states.
Bob Klein was originally, and remains, attracted to eMoney's defining principle of existence: an unwavering dediction to helping clients achieve success. Bob has personally contributed directly to eMoney's success through his numerous product enhancement suggestions over the years.